Here's a simple rule: 8-4-3.
Example: Invest ₹30,000 per month with a 12% annual return.
First 50 lakh: Takes 8 years
Next 50 lakh: Takes 4 years
After that: Every 3 years, your portfolio grows by another ₹50 lakh!
20 years later :
Your portfolio keeps growing by ₹50 lakh each year
You only invest ₹3,60,000 annually.
All thanks to the power of compounding!