Indian-Share-Tips.Com feels that the financial services sector in India is expected to experience significant growth for several years, with banks that can manage risks being the focus for investors. This is due to the fact that banks are essential for any market rally, and the services sector becomes increasingly important as an economy progresses.
Non-performing asset ratios (NPAs) in the banking sector are critical, with gross NPAs representing money that has not been received within a specified period and net NPAs representing the amount that has been written off.
Microfinance institutions provide unsecured lending, but the pricing of risk allows them to manage their business and withstand falls. However, they have been affected by external shocks such as demonetization and the COVID-19 pandemic. Microfinance lending is not possible for banks due to the large distribution network required. Overall, the financial services sector in India is complex and requires careful evaluation from an equity market perspective.
We opine that if you have a say 10-20 years investment perspective, then just buy quality top notch banks like ICICI or HDFC bank or Kotak bank and just relax as your money will grow automatically in larger time frame and not to forget to use our bank nifty today tips and start making money as a daily basis with a small capital in options.