Rama Mohan Rao Amara of SBI Card stated as following:
Expect revolver rate to increase going ahead.
NIM will stabilise in Q4FY23, will remain around current levels, says
Optimistic that revolver contribution will increase and one need to keep fingers crossed.
Cost of funds will increase by +30-40 bps in Q4FY23
Guidance
🎯Credit costs sub 6%
🎯Cost-to-income ratio sub 60%
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