IDBI bank has jumped the bandwagon and is offering you straight commission for referring them clients for loan and it is a win-win situation for everyone as the loan seeker gets the loan and referrer gets the commission as per slab. Have a look at below screenshot. The reward payouts are subject to Income Tax, Service Tax and other laws and regulations applicable at the time of calculations and making of the payments. All Payments are subject to the completeness and authenticity of information provided in the Referral Form.