Home loan needs to be negotiated and for that you must check it out first with prospective PSU banks or housing loan societies and than only go for private loan providers.
PSU banks do provide loans at some cheaper rates but they also have redtapism in place whereas with private providers we have an option to see relationship managers visiting your house and all works are done at your home itself.
Have a look at below screenshot of IIFL which gives out the details about home loan from IIFL. The procedure to contact them is also given in the screenshot. You can also get a loan against your existing property too. Do remember to check the home loan comparison to get the best possible home loan rate.
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