If you are worried for retirement and is looking to become a Crorepati by the time you retire, than you can check this post as by the time you retire you must have at least Rs 81 Lakh Retirement plan.
It is not hard to get that amount as one just need to start with Rs 4300 per month (P.M). However to get the number of years before you get started please use Crorepati Calculator to get correct number of years.
You can make use of the either of the agencies to get started and can plan life insurance with them. It is better to seek advice of a correct financial planner who guides you for the correct plan without looking for his own receipt of compensation by selling the plans.
Retirement planning demands that you start early in life which in turn reduces your premium being paid and this effectively completes your plan at an early age and you can enjoy the pension for a longer period. Identify your requirement and only than go for the correct plan as choosing a correct plan is very important to secure your family when you are a non earning member and may be non productive.