HDFC bank is being harsh with its clients by levying such stiff penalties. It appears that HDFC bank wants to say that you commit one mistake and we will have you for the life time as your mistakes are our bread and butter. IS RBI doing something in this aspect or is busy with its Credit Policy to tame inflation where private banks are openly looting the customers.
| Sr No | Description | Charges effective 1st Jan 2012 |
|---|---|---|
| 1 | Inoperative Account - Account with no customer initiated transaction in the account for past 1 year | Rs 50/- per month |
| 2 | Any Deliverable returned by courier due to negative reasons (no such consignee/ consignee shifted and no such address) | Rs 50/- per instance |
| 3 | TIN/IPIN Regeneration (requests received at the branch for physical dispatch) | Rs 50/- per instance |
| 4 | SI rejects | Rs 200/- per instance |
| 5 | *Cash Handling for cash deposit at home branch | For non-managed customers
|
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