- One may have had entered a wrong passed repeatedly.
- One may not have sufficient balance and one can bypass this by trying withdrawal with a lower amount.
- ATM machine may not be having the cash.
- A suspicious activity might be detected by entering wrong password repeatedly and banking system triggers an alert and thus denial of transaction.
- ATM card or debit card or credit credit non usage for a prolonged period puts the card in dormant state and same needs to be manually activated by the bank for card to be used again.
- One may not be maintaining minimum average quarterly balance in account.
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