One must have a portion of the capital in fixed assets and now in the high rates regime it is good to lock in with fixed deposits providing high interest rates. The below screen shot of Axis bank will help people to make judicious decision. The senior citizens have a reason to cheer with interest rates going as high as 10%. Thus one is getting guaranteed returns in every market conditions.
Whenever interest rates are high; one can lock in with these deposits as it helps one to tame in the inflation.